First Premier Credit Card

First Premier Credit Card

First Premier Credit Card is issued by the First Premier Bank. Application for First Premier Credit Card could be approved instantly if one already have a First Premier Bank checking account. Every new user could enjoy a $300 credit limit.

Some benefits of First Premier Credit Card:

  • Pay no interest on purchases by paying your balance in full each month.
  • APR for Cash Advances is 36%.
  • Minimum Interest Charge. If you are charged interest, the charge will be no less than $1.00.
  • Set-up and Maintenance Fees.  The one time processing fee is $95. Annual fee is $75 for the first year,  after that, $45.00 annually. There are no monthly servicing fee for the first year and after that, $75.00 annually.
  • Transaction Fees. For cash advance, either $6.00 or 5% of the amount of each Cash Advance, whichever is greater. Consider foreign currency, it’s 3% of each transaction amount in U.S. dollars.
  • Penalty Fees. Late Payment fee is up to $35 and return item charge is up to $35.00.